There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Kalyanbigha branch in Nalanda, Kalyanbigha, Bihar, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Nalanda or anywhere in Bihar can easily transfer funds instantly by using the correct IFSC Code SBIN0014827. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Kalyanbigha, Nalanda

Here are the key points that are associated with the IFSC Code SBIN0014827 of State Bank Of India for its branch located in Nalanda, within the district of Kalyanbigha in the state of Bihar.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0014827
Branch Kalyanbigha
City Nalanda
District Kalyanbigha
State Bihar
Address Kalyanbigha,Dugdha Sammiti Office,Kalyanbigha,Nalanda,Dist Nalanda 803110

These details helps users in online banking and for businesses and individuals who use State Bank Of India in Nalanda for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0014827 for the Kalyanbigha branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Kalyanbigha, Nalanda, Bihar, are given a unique IFSC like SBIN0014827 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Nalanda.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Nalanda and Kalyanbigha.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to State Bank Of India in Kalyanbigha goes to the correct branch. This is important because State Bank Of India has thousands of branches in Bihar and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SBIN0014827

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kalyanbigha in Nalanda.

For example, the IFSC Code SBIN0014827 of State Bank Of India for the Kalyanbigha branch includes these elements, identifying the bank and the branch location in Nalanda and Bihar accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0014827 of State Bank Of India for its Kalyanbigha branch located in Nalanda, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Nalanda and Kalyanbigha, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Kalyanbigha or Nalanda to get the exact IFSC Code SBIN0014827.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Nalanda that will provide accurate information.

How to Use IFSC Code SBIN0014827 for Online Transfers?

Once you have the IFSC Code SBIN0014827 for the Kalyanbigha branch of State Bank Of India in Nalanda, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0014827. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0014827.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Kalyanbigha in Nalanda, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Kalyanbigha, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Nalanda to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Kalyanbigha, Nalanda?

The IFSC Code is SBIN0014827.

Is the IFSC Code SBIN0014827 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Kalyanbigha?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Kalyanbigha branch?

The address of the branch is Kalyanbigha,Dugdha Sammiti Office,Kalyanbigha,Nalanda,Dist Nalanda 803110 located in Nalanda, Kalyanbigha, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.