The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Fimm Racc Xiv Tirunelveli branch in Nagercoil, Nagercoil, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Nagercoil or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code SBIN0062453. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Fimm Racc Xiv Tirunelveli, Nagercoil

The table below shows the main details of the IFSC Code SBIN0062453 for the State Bank Of India branch in Nagercoil, which falls under the Nagercoil district in Tamil Nadu.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0062453
Branch Fimm Racc Xiv Tirunelveli
City Nagercoil
District Nagercoil
State Tamil Nadu
Address Pb No.85, 25 Swami Nelliayapar High Road, Tirunelveli 627001

These details help users in online banking and for businesses and individuals who use State Bank Of India in Nagercoil for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0062453 for the Fimm Racc Xiv Tirunelveli branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Fimm Racc Xiv Tirunelveli, Nagercoil, Tamil Nadu, is provided with a unique IFSC like SBIN0062453 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Nagercoil.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Nagercoil and Nagercoil.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Fimm Racc Xiv Tirunelveli do not get mixed with another location.

Format of the IFSC Code SBIN0062453

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Fimm Racc Xiv Tirunelveli in Nagercoil.

For example, the IFSC Code SBIN0062453 of State Bank Of India for the Fimm Racc Xiv Tirunelveli branch includes these elements, identifying the bank and the branch location in Nagercoil and Tamil Nadu correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0062453 of State Bank Of India for its Fimm Racc Xiv Tirunelveli branch located in Nagercoil, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Nagercoil and Nagercoil, print them on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Fimm Racc Xiv Tirunelveli or Nagercoil to get the exact IFSC Code SBIN0062453.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Nagercoil, you'll get the correct details.

How to Use IFSC Code SBIN0062453 for Online Transfers?

If you have the IFSC Code SBIN0062453 for the Fimm Racc Xiv Tirunelveli branch of State Bank Of India in Nagercoil, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0062453. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0062453.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Fimm Racc Xiv Tirunelveli in Nagercoil, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Fimm Racc Xiv Tirunelveli, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Nagercoil to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Fimm Racc Xiv Tirunelveli, Nagercoil?

The IFSC Code is SBIN0062453.

Is the IFSC Code SBIN0062453 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Fimm Racc Xiv Tirunelveli?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Fimm Racc Xiv Tirunelveli branch?

The address of the branch is Pb No.85, 25 Swami Nelliayapar High Road, Tirunelveli 627001 located in Nagercoil, Nagercoil, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

Nearby STATE BANK OF INDIA Branches

10,000+
Happy Clients

Helping businesses stay compliant and stress-free.

15+
Years Experience

Deep expertise in GST, Income Tax, ROC & business compliance.

50,000+
Documents Filed

Returns, registrations, and filings handled accurately.

4.9★
Client Rating

Trusted by entrepreneurs, startups, and growing businesses.

ISO
Certified

Professional standards and documented processes.

SSL
Secure

Your financial and business data is fully protected.