Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Nagaon Medical College Hospital branch in Nagaon, Nagaon, or Assam, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Nagaon or anywhere in Assam can transfer funds instantly by using the correct IFSC Code SBIN0064686. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Nagaon Medical College Hospital, Nagaon
The table below shows the main details of the IFSC Code SBIN0064686 for the State Bank Of India branch in Nagaon, which falls under the Nagaon district in Assam.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0064686 |
| Branch | Nagaon Medical College Hospital |
| City | Nagaon |
| District | Nagaon |
| State | Assam |
| Address | Nagaon Medical College Hospital,Mohkhuli,Nagaon(Assam),Pin 782003 |
These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Nagaon for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0064686 for the Nagaon Medical College Hospital branch of State Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Nagaon Medical College Hospital, Nagaon, Assam, is provided with a unique IFSC like SBIN0064686 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in Nagaon.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Nagaon and Nagaon.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Nagaon Medical College Hospital do not get mixed with another location.
Format of the IFSC Code SBIN0064686
The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Nagaon Medical College Hospital in Nagaon.
For example, the IFSC Code SBIN0064686 of State Bank Of India for the Nagaon Medical College Hospital branch includes these elements, identifying the bank and the branch location in Nagaon and Assam correctly.
How to Find IFSC Code for State Bank Of India?
If you are looking for the IFSC Code SBIN0064686 of State Bank Of India for its Nagaon Medical College Hospital branch located in Nagaon, the following methods can help:
Cheque Book
The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including State Bank Of India branches in Nagaon and Nagaon, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of State Bank Of India and look for the branch locator section, then search for Nagaon Medical College Hospital or Nagaon to get the exact IFSC Code SBIN0064686.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Nagaon, then it will provide you proper information.
How to Use IFSC Code SBIN0064686 for Online Transfers?
Once you have the IFSC Code SBIN0064686 for the Nagaon Medical College Hospital branch of State Bank Of India in Nagaon, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0064686. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0064686.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Nagaon Medical College Hospital in Nagaon may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Nagaon Medical College Hospital, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Nagaon manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0064686.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Nagaon Medical College Hospital,Mohkhuli,Nagaon(Assam),Pin 782003 located in Nagaon, Nagaon, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.