There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Chandrahatti branch in Muzzarfarpur, Chandrahatti, Bihar, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of State Bank Of India situated in Muzzarfarpur or anywhere in Bihar can easily transfer funds instantly by using the correct IFSC Code SBIN0017133. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Chandrahatti, Muzzarfarpur
Here are the main details that are associated with the IFSC Code SBIN0017133 of State Bank Of India for its branch located in Muzzarfarpur, within the district of Chandrahatti in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0017133 |
| Branch | Chandrahatti |
| City | Muzzarfarpur |
| District | Chandrahatti |
| State | Bihar |
| Address | At P.O Chandrahatti,P.S Kudhani,Distt.Muzaffarpur.Bihar 844120 |
These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Muzzarfarpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0017133 for the Chandrahatti branch of State Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0017133 is given to every bank branch, including State Bank Of India located in Chandrahatti, Muzzarfarpur, Bihar, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in Muzzarfarpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Muzzarfarpur and Chandrahatti.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Chandrahatti doesn't end up at another location.
Format of the IFSC Code SBIN0017133
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Chandrahatti in Muzzarfarpur.
For example, the IFSC Code SBIN0017133 of State Bank Of India for the Chandrahatti branch has these elements, identifying the bank and the branch location in Muzzarfarpur and Bihar correctly.
How to Find IFSC Code for State Bank Of India?
If you are looking for the IFSC Code SBIN0017133 of State Bank Of India for its Chandrahatti branch located in Muzzarfarpur, the following methods can help:
Cheque Book
The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including State Bank Of India branches in Muzzarfarpur and Chandrahatti, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of State Bank Of India and look for the branch locator section, then search for Chandrahatti or Muzzarfarpur to get the exact IFSC Code SBIN0017133.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Muzzarfarpur, then it will provide you proper information.
How to Use IFSC Code SBIN0017133 for Online Transfers?
Once you have the IFSC Code SBIN0017133 for the Chandrahatti branch of State Bank Of India in Muzzarfarpur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0017133. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0017133.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Chandrahatti in Muzzarfarpur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Chandrahatti, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Muzzarfarpur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0017133.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is At P.O Chandrahatti,P.S Kudhani,Distt.Muzaffarpur.Bihar 844120 located in Muzzarfarpur, Chandrahatti, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.