Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Amy Uchari branch in Muzaffarpur, Uchariagri, Jharkhand, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Muzaffarpur or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code SBIN0006350. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Amy Uchari, Muzaffarpur

Here are some of the key details that come with the IFSC Code SBIN0006350 of State Bank Of India for its branch located in Muzaffarpur, within the district of Uchariagri in the state of Jharkhand.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0006350
Branch Amy Uchari
City Muzaffarpur
District Uchariagri
State Jharkhand
Address Uchari,Garhwa

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Muzaffarpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0006350 for the Amy Uchari branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Amy Uchari, Muzaffarpur, Jharkhand, are allotted a unique IFSC like SBIN0006350 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Muzaffarpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Muzaffarpur and Uchariagri.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Amy Uchari reaches the right place, even though there are thousands of branches in Jharkhand and across India.

Format of the IFSC Code SBIN0006350

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Amy Uchari in Muzaffarpur.

For example, the IFSC Code SBIN0006350 of State Bank Of India for the Amy Uchari branch includes these elements, identifying the bank and the branch location in Muzaffarpur and Jharkhand accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0006350 of State Bank Of India for its Amy Uchari branch located in Muzaffarpur, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Muzaffarpur and Uchariagri, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Amy Uchari or Muzaffarpur to get the exact IFSC Code SBIN0006350.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Muzaffarpur that will provide accurate information.

How to Use IFSC Code SBIN0006350 for Online Transfers?

Once you have the IFSC Code SBIN0006350 for the Amy Uchari branch of State Bank Of India in Muzaffarpur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0006350. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0006350.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Amy Uchari in Muzaffarpur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Amy Uchari, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Muzaffarpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Amy Uchari, Muzaffarpur?

The IFSC Code is SBIN0006350.

Is the IFSC Code SBIN0006350 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Amy Uchari?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Amy Uchari branch?

The address of the branch is Uchari,Garhwa located in Muzaffarpur, Uchariagri, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.