The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Mominpur Sab branch in Murshidabad, Mominpur, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Murshidabad or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code SBIN0009469. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Mominpur Sab, Murshidabad

Below in the table are the key details related to IFSC Code SBIN0009469 of State Bank Of India for its branch located in Murshidabad, within the district of Mominpur in the state of West Bengal.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0009469
Branch Mominpur Sab
City Murshidabad
District Mominpur
State West Bengal
Address Dist.Murshidabadstate.West.Bengalpin.742303.

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Murshidabad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0009469 for the Mominpur Sab branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Mominpur Sab, Murshidabad, West Bengal, is provided a unique IFSC like SBIN0009469 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the State Bank Of India branch in Murshidabad.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Murshidabad and Mominpur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Mominpur Sab do not get misguided to another person.

Format of the IFSC Code SBIN0009469

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mominpur Sab in Murshidabad.

For example, the IFSC Code SBIN0009469 of State Bank Of India for the Mominpur Sab branch has these elements, identifying the bank and the branch location in Murshidabad and West Bengal correctly.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0009469 of State Bank Of India for its Mominpur Sab branch located in Murshidabad, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Murshidabad and Mominpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Mominpur Sab or Murshidabad to find the exact IFSC Code SBIN0009469.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Murshidabad will provide accurate information.

How to Use IFSC Code SBIN0009469 for Online Transfers?

Once you have the IFSC Code SBIN0009469 for the Mominpur Sab branch of State Bank Of India in Murshidabad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0009469. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0009469.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Mominpur Sab in Murshidabad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Mominpur Sab, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Murshidabad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Mominpur Sab, Murshidabad?

The IFSC Code is SBIN0009469.

Is the IFSC Code SBIN0009469 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Mominpur Sab?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Mominpur Sab branch?

The address of the branch is Dist.Murshidabadstate.West.Bengalpin.742303. located in Murshidabad, Mominpur, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.