The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Airport Road,Sector- Eighty Two, Mohali branch in Mohali, Mohali, Punjab, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of State Bank Of India located in Mohali or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code SBIN0063839. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for State Bank Of India, Airport Road,Sector- Eighty Two, Mohali, Mohali
The table below shows the main details of the IFSC Code SBIN0063839 for the State Bank Of India branch in Mohali, which falls under the Mohali district in Punjab.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0063839 |
| Branch | Airport Road,Sector- Eighty Two, Mohali |
| City | Mohali |
| District | Mohali |
| State | Punjab |
| Address | Sco 90-92,Sector 82,Airport Road,Mohali-140308 |
These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Mohali for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0063839 for the Airport Road,Sector- Eighty Two, Mohali branch of State Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Airport Road,Sector- Eighty Two, Mohali, Mohali, Punjab, are allotted a unique IFSC like SBIN0063839 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Mohali.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Mohali and Mohali.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to State Bank Of India in Airport Road,Sector- Eighty Two, Mohali reaches the right place, even though there are thousands of branches in Punjab and across India.
Format of the IFSC Code SBIN0063839
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Airport Road,Sector- Eighty Two, Mohali in Mohali.
For example, the IFSC Code SBIN0063839 of State Bank Of India for the Airport Road,Sector- Eighty Two, Mohali branch has these elements, identifying the bank and the branch location in Mohali and Punjab correctly.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0063839 of State Bank Of India for its Airport Road,Sector- Eighty Two, Mohali branch located in Mohali, the following methods can help:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Mohali and Mohali, print them on the first page of your passbook.
Bank Website
Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Airport Road,Sector- Eighty Two, Mohali or Mohali to get the exact IFSC Code SBIN0063839.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Mohali, you'll get the correct details.
How to Use IFSC Code SBIN0063839 for Online Transfers?
Once you have the IFSC Code SBIN0063839 for the Airport Road,Sector- Eighty Two, Mohali branch of State Bank Of India in Mohali, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0063839. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0063839.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Airport Road,Sector- Eighty Two, Mohali in Mohali, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Airport Road,Sector- Eighty Two, Mohali, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Mohali manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Airport Road,Sector- Eighty Two, Mohali Mohali branch is SBIN0063839.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Sco 90-92,Sector 82,Airport Road,Mohali-140308.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.