IFSC Code of State Bank Of India, Badhni Kalan, Badhni Kalan, Punjab — SBIN0013686

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Badhni Kalan branch in Moga, Badhni Kalan, Punjab, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Moga or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code SBIN0013686. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Badhni Kalan, Moga

Here are the key points that are associated with the IFSC Code SBIN0013686 of State Bank Of India for its branch located in Moga, within the district of Badhni Kalan in the state of Punjab.

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Moga for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0013686 for the Badhni Kalan branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Badhni Kalan, Moga, Punjab, are allotted a unique IFSC like SBIN0013686 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Moga.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Moga and Badhni Kalan.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Badhni Kalan reaches the right place, even though there are thousands of branches in Punjab and across India.

Format of the IFSC Code SBIN0013686

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Badhni Kalan in Moga.

For example, the IFSC Code SBIN0013686 of State Bank Of India for the Badhni Kalan branch includes these elements, identifying the bank and the branch location in Moga and Punjab accurately.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0013686 of State Bank Of India for its Badhni Kalan branch located in Moga, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Moga and Badhni Kalan, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Badhni Kalan or Moga to find the exact IFSC Code SBIN0013686.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Moga will provide accurate information.

How to Use IFSC Code SBIN0013686 for Online Transfers?

Once you have the IFSC Code SBIN0013686 for the Badhni Kalan branch of State Bank Of India in Moga, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0013686. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0013686.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Badhni Kalan in Moga may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Badhni Kalan, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Moga manage online transfers as well as cheque clearances with ease.