The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its S K Janam Sthan branch in Mathura, Mathura, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Mathura or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0007044. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, S K Janam Sthan, Mathura

Here are the key points that are associated with the IFSC Code SBIN0007044 of State Bank Of India for its branch located in Mathura, within the district of Mathura in the state of Uttar Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0007044
Branch S K Janam Sthan
City Mathura
District Mathura
State Uttar Pradesh
Address Mathura,Uttar Pradesh 281001

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Mathura for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0007044 for the S K Janam Sthan branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0007044 is given to every bank branch, including State Bank Of India located in S K Janam Sthan, Mathura, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Mathura.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Mathura and Mathura.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in S K Janam Sthan doesn't end up at another location.

Format of the IFSC Code SBIN0007044

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as S K Janam Sthan in Mathura.

For example, the IFSC Code SBIN0007044 of State Bank Of India for the S K Janam Sthan branch includes these elements, identifying the bank and the branch location in Mathura and Uttar Pradesh accurately.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0007044 of State Bank Of India for its S K Janam Sthan branch located in Mathura, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Mathura and Mathura, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for S K Janam Sthan or Mathura to get the exact IFSC Code SBIN0007044.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Mathura, then it will provide you proper information.

How to Use IFSC Code SBIN0007044 for Online Transfers?

Once you have the IFSC Code SBIN0007044 for the S K Janam Sthan branch of State Bank Of India in Mathura, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0007044. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0007044.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India S K Janam Sthan in Mathura may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in S K Janam Sthan, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Mathura manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in S K Janam Sthan, Mathura?

The IFSC Code is SBIN0007044.

Is the IFSC Code SBIN0007044 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India S K Janam Sthan?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the S K Janam Sthan branch?

The address of the branch is Mathura,Uttar Pradesh 281001 located in Mathura, Mathura, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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