There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Fatehgarh Churian branch in Mansa, Fatehgarh, Punjab, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of State Bank Of India situated in Mansa or anywhere in Punjab can easily transfer funds instantly by using the correct IFSC Code SBIN0011902. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Fatehgarh Churian, Mansa
Here are the main details that are associated with the IFSC Code SBIN0011902 of State Bank Of India for its branch located in Mansa, within the district of Fatehgarh in the state of Punjab.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0011902 |
| Branch | Fatehgarh Churian |
| City | Mansa |
| District | Fatehgarh |
| State | Punjab |
| Address | Amritsar And Ajnala Road,Fatehgarh Churian Punjab,Distgurdaspur143602 |
These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Mansa for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0011902 for the Fatehgarh Churian branch of State Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0011902 is given to every bank branch, including State Bank Of India located in Fatehgarh Churian, Mansa, Punjab, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in Mansa.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Mansa and Fatehgarh.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Punjab and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Fatehgarh Churian doesn't end up at another location.
Format of the IFSC Code SBIN0011902
This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Fatehgarh Churian in Mansa.
For example, the IFSC Code SBIN0011902 of State Bank Of India for the Fatehgarh Churian branch includes these elements, identifying the bank and the branch location in Mansa and Punjab accurately.
How to Find IFSC Code for State Bank Of India?
To find the IFSC Code SBIN0011902 of State Bank Of India for its Fatehgarh Churian branch located in Mansa, the following methods can help you out:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Mansa and Fatehgarh, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and go to the branch locator section. Then search for Fatehgarh Churian or Mansa to find the exact IFSC Code SBIN0011902.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Mansa will provide accurate information.
How to Use IFSC Code SBIN0011902 for Online Transfers?
Once you have the IFSC Code SBIN0011902 for the Fatehgarh Churian branch of State Bank Of India in Mansa, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0011902. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0011902.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Fatehgarh Churian in Mansa, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Fatehgarh Churian, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Mansa manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0011902.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Amritsar And Ajnala Road,Fatehgarh Churian Punjab,Distgurdaspur143602 located in Mansa, Fatehgarh, Punjab.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.