Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Barnahal branch in Mainpuri, Barnahal, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Mainpuri or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0012471. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Barnahal, Mainpuri

Here are some of the key details that come with the IFSC Code SBIN0012471 of State Bank Of India for its branch located in Mainpuri, within the district of Barnahal in the state of Uttar Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0012471
Branch Barnahal
City Mainpuri
District Barnahal
State Uttar Pradesh
Address Barnahal,Tehsil Karhal,Distt Mainpuri Up 205261

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Mainpuri for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0012471 for the Barnahal branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0012471 is given to every bank branch, including State Bank Of India located in Barnahal, Mainpuri, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Mainpuri.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Mainpuri and Barnahal.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Barnahal doesn't end up at another location.

Format of the IFSC Code SBIN0012471

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Barnahal in Mainpuri.

For example, the IFSC Code SBIN0012471 of State Bank Of India for the Barnahal branch has these elements, identifying the bank and the branch location in Mainpuri and Uttar Pradesh correctly.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0012471 of State Bank Of India for its Barnahal branch located in Mainpuri, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Mainpuri and Barnahal, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Barnahal or Mainpuri to find the exact IFSC Code SBIN0012471.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Mainpuri will provide accurate information.

How to Use IFSC Code SBIN0012471 for Online Transfers?

Once you have the IFSC Code SBIN0012471 for the Barnahal branch of State Bank Of India in Mainpuri, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0012471. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0012471.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Barnahal in Mainpuri, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Barnahal, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Mainpuri manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Barnahal, Mainpuri?

The IFSC Code is SBIN0012471.

Is the IFSC Code SBIN0012471 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Barnahal?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Barnahal branch?

The address of the branch is Barnahal,Tehsil Karhal,Distt Mainpuri Up 205261 located in Mainpuri, Barnahal, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.