The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Ali Pur Khera branch in Mainpuri, Mainpuri, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Mainpuri or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0005403. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Ali Pur Khera, Mainpuri

Here are the main details that are associated with the IFSC Code SBIN0005403 of State Bank Of India for its branch located in Mainpuri, within the district of Mainpuri in the state of Uttar Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0005403
Branch Ali Pur Khera
City Mainpuri
District Mainpuri
State Uttar Pradesh
Address Alipurpurkherabranchmmainpuri

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Mainpuri for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0005403 for the Ali Pur Khera branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Ali Pur Khera, Mainpuri, Uttar Pradesh, is provided with a unique IFSC like SBIN0005403 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Mainpuri.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Mainpuri and Mainpuri.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Ali Pur Khera do not get mixed with another location.

Format of the IFSC Code SBIN0005403

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ali Pur Khera in Mainpuri.

For example, the IFSC Code SBIN0005403 of State Bank Of India for the Ali Pur Khera branch has these elements, identifying the bank and the branch location in Mainpuri and Uttar Pradesh correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0005403 of State Bank Of India for its Ali Pur Khera branch located in Mainpuri, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Mainpuri and Mainpuri, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Ali Pur Khera or Mainpuri to get the exact IFSC Code SBIN0005403.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Mainpuri that will provide accurate information.

How to Use IFSC Code SBIN0005403 for Online Transfers?

Once you have the IFSC Code SBIN0005403 for the Ali Pur Khera branch of State Bank Of India in Mainpuri, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0005403. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0005403.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Ali Pur Khera in Mainpuri, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Ali Pur Khera, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Mainpuri manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Ali Pur Khera, Mainpuri?

The IFSC Code is SBIN0005403.

Is the IFSC Code SBIN0005403 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Ali Pur Khera?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ali Pur Khera branch?

The address of the branch is Alipurpurkherabranchmmainpuri located in Mainpuri, Mainpuri, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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