Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Highway Cross Road, Kadi branch in Mahesana, Kadi, Gujarat, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Mahesana or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SBIN0060436. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Highway Cross Road, Kadi, Mahesana
The table below shows the main details of the IFSC Code SBIN0060436 for the State Bank Of India branch in Mahesana, which falls under the Kadi district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0060436 |
| Branch | Highway Cross Road, Kadi |
| City | Mahesana |
| District | Kadi |
| State | Gujarat |
| Address | Near Kadi Petrol Pump,Highway Cross Road,Kadi,Distt Mehsana382715 |
These details helps users in online banking and for businesses and individuals who use State Bank Of India in Mahesana for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0060436 for the Highway Cross Road, Kadi branch of State Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Highway Cross Road, Kadi, Mahesana, Gujarat, are allotted a unique IFSC like SBIN0060436 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Mahesana.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Mahesana and Kadi.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to State Bank Of India in Highway Cross Road, Kadi reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code SBIN0060436
This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Highway Cross Road, Kadi in Mahesana.
For example, the IFSC Code SBIN0060436 of State Bank Of India for the Highway Cross Road, Kadi branch includes these elements, identifying the bank and the branch location in Mahesana and Gujarat accurately.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0060436 of State Bank Of India for its Highway Cross Road, Kadi branch located in Mahesana, the following methods can help:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including State Bank Of India branches in Mahesana and Kadi, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Highway Cross Road, Kadi or Mahesana to get the exact IFSC Code SBIN0060436.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Mahesana, you'll get the correct details.
How to Use IFSC Code SBIN0060436 for Online Transfers?
Once you have the IFSC Code SBIN0060436 for the Highway Cross Road, Kadi branch of State Bank Of India in Mahesana, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0060436. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0060436.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Highway Cross Road, Kadi in Mahesana, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Highway Cross Road, Kadi, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Mahesana manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0060436.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Near Kadi Petrol Pump,Highway Cross Road,Kadi,Distt Mehsana382715 located in Mahesana, Kadi, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.