For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Partawal, Maharajganj branch in Maharajganj, Partawal, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Maharajganj or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0016793. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Partawal, Maharajganj, Maharajganj
Here are some of the key details that come with the IFSC Code SBIN0016793 of State Bank Of India for its branch located in Maharajganj, within the district of Partawal in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0016793 |
| Branch | Partawal, Maharajganj |
| City | Maharajganj |
| District | Partawal |
| State | Uttar Pradesh |
| Address | Postpartawal, Tehsil Maharajganj Sadar, Distt.Maharajganj. Uttar Pradesh 273301 |
These details helps users in online banking and for businesses and individuals who use State Bank Of India in Maharajganj for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0016793 for the Partawal, Maharajganj branch of State Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Partawal, Maharajganj, Maharajganj, Uttar Pradesh, is provided a unique IFSC like SBIN0016793 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the State Bank Of India branch in Maharajganj.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Maharajganj and Partawal.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Partawal, Maharajganj do not get misguided to another person.
Format of the IFSC Code SBIN0016793
This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Partawal, Maharajganj in Maharajganj.
For example, the IFSC Code SBIN0016793 of State Bank Of India for the Partawal, Maharajganj branch includes these elements, identifying the bank and the branch location in Maharajganj and Uttar Pradesh accurately.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0016793 of State Bank Of India for its Partawal, Maharajganj branch located in Maharajganj, the following methods can help:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including State Bank Of India branches in Maharajganj and Partawal, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Partawal, Maharajganj or Maharajganj to get the exact IFSC Code SBIN0016793.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Maharajganj, you'll get the correct details.
How to Use IFSC Code SBIN0016793 for Online Transfers?
Once you have the IFSC Code SBIN0016793 for the Partawal, Maharajganj branch of State Bank Of India in Maharajganj, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0016793. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0016793.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Partawal, Maharajganj in Maharajganj, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Partawal, Maharajganj, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Maharajganj manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0016793.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Postpartawal, Tehsil Maharajganj Sadar, Distt.Maharajganj. Uttar Pradesh 273301 located in Maharajganj, Partawal, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.