The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Racc Maharaj Ganj Fi I branch in Maharaj Ganj, Maharaj Ganj, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Maharaj Ganj or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0063169. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Racc Maharaj Ganj Fi I, Maharaj Ganj

Here are the main details that are associated with the IFSC Code SBIN0063169 of State Bank Of India for its branch located in Maharaj Ganj, within the district of Maharaj Ganj in the state of Uttar Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0063169
Branch Racc Maharaj Ganj Fi I
City Maharaj Ganj
District Maharaj Ganj
State Uttar Pradesh
Address State Bank Of India, Maharaj Ganj Branch Building , Maharaj Ganj 273303

These details help users in online banking and for businesses and individuals who use State Bank Of India in Maharaj Ganj for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0063169 for the Racc Maharaj Ganj Fi I branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Racc Maharaj Ganj Fi I, Maharaj Ganj, Uttar Pradesh, is provided a unique IFSC like SBIN0063169 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the State Bank Of India branch in Maharaj Ganj.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Maharaj Ganj and Maharaj Ganj.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Racc Maharaj Ganj Fi I do not get misguided to another person.

Format of the IFSC Code SBIN0063169

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Racc Maharaj Ganj Fi I in Maharaj Ganj.

For example, the IFSC Code SBIN0063169 of State Bank Of India for the Racc Maharaj Ganj Fi I branch includes these elements, identifying the bank and the branch location in Maharaj Ganj and Uttar Pradesh accurately.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0063169 of State Bank Of India for its Racc Maharaj Ganj Fi I branch located in Maharaj Ganj, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Maharaj Ganj and Maharaj Ganj, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Racc Maharaj Ganj Fi I or Maharaj Ganj to get the exact IFSC Code SBIN0063169.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Maharaj Ganj, then it will provide you proper information.

How to Use IFSC Code SBIN0063169 for Online Transfers?

If you have the IFSC Code SBIN0063169 for the Racc Maharaj Ganj Fi I branch of State Bank Of India in Maharaj Ganj, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0063169. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0063169.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Racc Maharaj Ganj Fi I in Maharaj Ganj, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Racc Maharaj Ganj Fi I, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Maharaj Ganj manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Racc Maharaj Ganj Fi I, Maharaj Ganj?

The IFSC Code is SBIN0063169.

Is the IFSC Code SBIN0063169 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Racc Maharaj Ganj Fi I?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Racc Maharaj Ganj Fi I branch?

The address of the branch is State Bank Of India, Maharaj Ganj Branch Building , Maharaj Ganj 273303 located in Maharaj Ganj, Maharaj Ganj, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.