There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Gohanakala, Lucknow Rural branch in Lucknow, Bakshi-Ka-Talab, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Lucknow or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code SBIN0032673. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Gohanakala, Lucknow Rural, Lucknow

The table below shows the main details of the IFSC Code SBIN0032673 for the State Bank Of India branch in Lucknow, which falls under the Bakshi-Ka-Talab district in Uttar Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0032673
Branch Gohanakala, Lucknow Rural
City Lucknow
District Bakshi-Ka-Talab
State Uttar Pradesh
Address Vill. Gohanakala, Pargana Mahona, Post Kotva, Tehsil Bakshi Ka Talab, Lucknow, Uttar Pradesh

These details helps users in online banking and for businesses and individuals who use State Bank Of India in Lucknow for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0032673 for the Gohanakala, Lucknow Rural branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0032673 is given to every bank branch, including State Bank Of India located in Gohanakala, Lucknow Rural, Lucknow, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Lucknow.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Lucknow and Bakshi-Ka-Talab.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Gohanakala, Lucknow Rural doesn't end up at another location.

Format of the IFSC Code SBIN0032673

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Gohanakala, Lucknow Rural in Lucknow.

For example, the IFSC Code SBIN0032673 of State Bank Of India for the Gohanakala, Lucknow Rural branch includes these elements, identifying the bank and the branch location in Lucknow and Uttar Pradesh accurately.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0032673 of State Bank Of India for its Gohanakala, Lucknow Rural branch located in Lucknow, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Lucknow and Bakshi-Ka-Talab, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Gohanakala, Lucknow Rural or Lucknow to get the exact IFSC Code SBIN0032673.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Lucknow, then it will provide you proper information.

How to Use IFSC Code SBIN0032673 for Online Transfers?

If you have the IFSC Code SBIN0032673 for the Gohanakala, Lucknow Rural branch of State Bank Of India in Lucknow, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0032673. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0032673.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Gohanakala, Lucknow Rural in Lucknow, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Gohanakala, Lucknow Rural, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Lucknow manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Gohanakala, Lucknow Rural, Lucknow?

The IFSC Code is SBIN0032673.

Is the IFSC Code SBIN0032673 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Gohanakala, Lucknow Rural?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gohanakala, Lucknow Rural branch?

The address of the branch is Vill. Gohanakala, Pargana Mahona, Post Kotva, Tehsil Bakshi Ka Talab, Lucknow, Uttar Pradesh located in Lucknow, Bakshi-Ka-Talab, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.