Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Defence Banking Branch Station Head Quarter Lucknow Cantonment branch in Lucknow, Lucknow, or Uttar Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Lucknow or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0015348. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Defence Banking Branch Station Head Quarter Lucknow Cantonment, Lucknow
Below in the table are the key details related to IFSC Code SBIN0015348 of State Bank Of India for its branch located in Lucknow, within the district of Lucknow in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0015348 |
| Branch | Defence Banking Branch Station Head Quarter Lucknow Cantonment |
| City | Lucknow |
| District | Lucknow |
| State | Uttar Pradesh |
| Address | Building No.3, Post Office Road, Station Headquarter Cell, Lucknow Cantonment, Lucknow 226002 |
These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Lucknow for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0015348 for the Defence Banking Branch Station Head Quarter Lucknow Cantonment branch of State Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Defence Banking Branch Station Head Quarter Lucknow Cantonment, Lucknow, Uttar Pradesh, is provided with a unique IFSC like SBIN0015348 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in Lucknow.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Lucknow and Lucknow.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Defence Banking Branch Station Head Quarter Lucknow Cantonment do not get mixed with another location.
Format of the IFSC Code SBIN0015348
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Defence Banking Branch Station Head Quarter Lucknow Cantonment in Lucknow.
For example, the IFSC Code SBIN0015348 of State Bank Of India for the Defence Banking Branch Station Head Quarter Lucknow Cantonment branch includes these elements, identifying the bank and the branch location in Lucknow and Uttar Pradesh accurately.
How to Find IFSC Code for State Bank Of India?
If you are looking for the IFSC Code SBIN0015348 of State Bank Of India for its Defence Banking Branch Station Head Quarter Lucknow Cantonment branch located in Lucknow, the following methods can help:
Cheque Book
The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including State Bank Of India branches in Lucknow and Lucknow, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of State Bank Of India and look for the branch locator section, then search for Defence Banking Branch Station Head Quarter Lucknow Cantonment or Lucknow to get the exact IFSC Code SBIN0015348.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Lucknow, then it will provide you proper information.
How to Use IFSC Code SBIN0015348 for Online Transfers?
Once you have the IFSC Code SBIN0015348 for the Defence Banking Branch Station Head Quarter Lucknow Cantonment branch of State Bank Of India in Lucknow, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0015348. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0015348.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Defence Banking Branch Station Head Quarter Lucknow Cantonment in Lucknow, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Defence Banking Branch Station Head Quarter Lucknow Cantonment, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Lucknow to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Defence Banking Branch Station Head Quarter Lucknow Cantonment Lucknow branch is SBIN0015348.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Building No.3, Post Office Road, Station Headquarter Cell, Lucknow Cantonment, Lucknow 226002.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.