For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Ziro branch in Lower Subansiri, Ziro, Arunachal Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Lower Subansiri or anywhere in Arunachal Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0001396. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Ziro, Lower Subansiri

Here are the key points that are associated with the IFSC Code SBIN0001396 of State Bank Of India for its branch located in Lower Subansiri, within the district of Ziro in the state of Arunachal Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0001396
Branch Ziro
City Lower Subansiri
District Ziro
State Arunachal Pradesh
Address Distlower Subansiri Arunachal Pradesh 781120

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Lower Subansiri for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0001396 for the Ziro branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Ziro, Lower Subansiri, Arunachal Pradesh, is provided a unique IFSC like SBIN0001396 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the State Bank Of India branch in Lower Subansiri.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Lower Subansiri and Ziro.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Arunachal Pradesh and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Ziro do not get misguided to another person.

Format of the IFSC Code SBIN0001396

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Ziro in Lower Subansiri.

For example, the IFSC Code SBIN0001396 of State Bank Of India for the Ziro branch includes these elements, identifying the bank and the branch location in Lower Subansiri and Arunachal Pradesh accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0001396 of State Bank Of India for its Ziro branch located in Lower Subansiri, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Lower Subansiri and Ziro, print them on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Ziro or Lower Subansiri to get the exact IFSC Code SBIN0001396.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Lower Subansiri, you'll get the correct details.

How to Use IFSC Code SBIN0001396 for Online Transfers?

Once you have the IFSC Code SBIN0001396 for the Ziro branch of State Bank Of India in Lower Subansiri, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0001396. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0001396.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Ziro in Lower Subansiri, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Ziro, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Lower Subansiri manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Ziro Lower Subansiri?

The IFSC Code of the Ziro Lower Subansiri branch is SBIN0001396.

Is IFSC Code SBIN0001396 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Ziro branch?

The branch is located at Distlower Subansiri Arunachal Pradesh 781120.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.