There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Roing branch in Lower Dibang Valley, Roing, Arunachal Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Lower Dibang Valley or anywhere in Arunachal Pradesh can easily transfer funds instantly by using the correct IFSC Code SBIN0005821. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Roing, Lower Dibang Valley

Here are the main details that are associated with the IFSC Code SBIN0005821 of State Bank Of India for its branch located in Lower Dibang Valley, within the district of Roing in the state of Arunachal Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0005821
Branch Roing
City Lower Dibang Valley
District Roing
State Arunachal Pradesh
Address Distlower Dibang Valley Arunachal Pradesh 792110

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Lower Dibang Valley for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0005821 for the Roing branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0005821 is given to every bank branch, including State Bank Of India located in Roing, Lower Dibang Valley, Arunachal Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Lower Dibang Valley.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Lower Dibang Valley and Roing.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Arunachal Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Roing doesn't end up at another location.

Format of the IFSC Code SBIN0005821

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Roing in Lower Dibang Valley.

For example, the IFSC Code SBIN0005821 of State Bank Of India for the Roing branch has these elements, identifying the bank and the branch location in Lower Dibang Valley and Arunachal Pradesh correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0005821 of State Bank Of India for its Roing branch located in Lower Dibang Valley, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Lower Dibang Valley and Roing, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Roing or Lower Dibang Valley to get the exact IFSC Code SBIN0005821.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Lower Dibang Valley that will provide accurate information.

How to Use IFSC Code SBIN0005821 for Online Transfers?

Once you have the IFSC Code SBIN0005821 for the Roing branch of State Bank Of India in Lower Dibang Valley, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0005821. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0005821.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Roing in Lower Dibang Valley may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Roing, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Lower Dibang Valley manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Roing, Lower Dibang Valley?

The IFSC Code is SBIN0005821.

Is the IFSC Code SBIN0005821 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Roing?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Roing branch?

The address of the branch is Distlower Dibang Valley Arunachal Pradesh 792110 located in Lower Dibang Valley, Roing, Arunachal Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.