Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Wakka branch in Longding, Wakka, Arunachal Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Longding or anywhere in Arunachal Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0015716. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Wakka, Longding

The table below shows the main details of the IFSC Code SBIN0015716 for the State Bank Of India branch in Longding, which falls under the Wakka district in Arunachal Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0015716
Branch Wakka
City Longding
District Wakka
State Arunachal Pradesh
Address Po Wakka, Dist Longding, Arunachal Pradesh, Pin 792131

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Longding for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0015716 for the Wakka branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Wakka, Longding, Arunachal Pradesh, is provided with a unique IFSC like SBIN0015716 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Longding.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Longding and Wakka.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Arunachal Pradesh and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Wakka do not get mixed with another location.

Format of the IFSC Code SBIN0015716

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Wakka in Longding.

For example, the IFSC Code SBIN0015716 of State Bank Of India for the Wakka branch has these elements, identifying the bank and the branch location in Longding and Arunachal Pradesh correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0015716 of State Bank Of India for its Wakka branch located in Longding, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Longding and Wakka, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Wakka or Longding to get the exact IFSC Code SBIN0015716.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Longding that will provide accurate information.

How to Use IFSC Code SBIN0015716 for Online Transfers?

Once you have the IFSC Code SBIN0015716 for the Wakka branch of State Bank Of India in Longding, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0015716. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0015716.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Wakka in Longding, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Wakka, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Longding manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Wakka, Longding?

The IFSC Code is SBIN0015716.

Is the IFSC Code SBIN0015716 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Wakka?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Wakka branch?

The address of the branch is Po Wakka, Dist Longding, Arunachal Pradesh, Pin 792131 located in Longding, Wakka, Arunachal Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.