Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Dehlon branch in Lidhiana, Dehlon, or Punjab, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Lidhiana or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code SBIN0013673. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Dehlon, Lidhiana

Here are some of the key details that come with the IFSC Code SBIN0013673 of State Bank Of India for its branch located in Lidhiana, within the district of Dehlon in the state of Punjab.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0013673
Branch Dehlon
City Lidhiana
District Dehlon
State Punjab
Address Near Pb. And Sind Bank,Quila Raipur Road,Ludhiana,Distludhiana141418

These details helps users in online banking and for businesses and individuals who use State Bank Of India in Lidhiana for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0013673 for the Dehlon branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Dehlon, Lidhiana, Punjab, are allotted a unique IFSC like SBIN0013673 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Lidhiana.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Lidhiana and Dehlon.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Dehlon reaches the right place, even though there are thousands of branches in Punjab and across India.

Format of the IFSC Code SBIN0013673

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dehlon in Lidhiana.

For example, the IFSC Code SBIN0013673 of State Bank Of India for the Dehlon branch includes these elements, identifying the bank and the branch location in Lidhiana and Punjab correctly.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0013673 of State Bank Of India for its Dehlon branch located in Lidhiana, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Lidhiana and Dehlon, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Dehlon or Lidhiana to find the exact IFSC Code SBIN0013673.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Lidhiana will provide accurate information.

How to Use IFSC Code SBIN0013673 for Online Transfers?

Once you have the IFSC Code SBIN0013673 for the Dehlon branch of State Bank Of India in Lidhiana, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0013673. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0013673.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Dehlon in Lidhiana may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Dehlon, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Lidhiana manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Dehlon, Lidhiana?

The IFSC Code is SBIN0013673.

Is the IFSC Code SBIN0013673 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Dehlon?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Dehlon branch?

The address of the branch is Near Pb. And Sind Bank,Quila Raipur Road,Ludhiana,Distludhiana141418 located in Lidhiana, Dehlon, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.