The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Phool Behar Lakhimpur Kheri branch in Lakhimpur Kheri, Phool Behar, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of State Bank Of India located in Lakhimpur Kheri or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0017330. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for State Bank Of India, Phool Behar Lakhimpur Kheri, Lakhimpur Kheri
Here are some of the key details that come with the IFSC Code SBIN0017330 of State Bank Of India for its branch located in Lakhimpur Kheri, within the district of Phool Behar in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0017330 |
| Branch | Phool Behar Lakhimpur Kheri |
| City | Lakhimpur Kheri |
| District | Phool Behar |
| State | Uttar Pradesh |
| Address | Phool Behar,Vill.And Post Phool Behar,Distt.Lakhimpur Kheri.Uttar Pradesh 262701 |
These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Lakhimpur Kheri for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0017330 for the Phool Behar Lakhimpur Kheri branch of State Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Phool Behar Lakhimpur Kheri, Lakhimpur Kheri, Uttar Pradesh, is provided a unique IFSC like SBIN0017330 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the State Bank Of India branch in Lakhimpur Kheri.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Lakhimpur Kheri and Phool Behar.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Phool Behar Lakhimpur Kheri do not get misguided to another person.
Format of the IFSC Code SBIN0017330
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Phool Behar Lakhimpur Kheri in Lakhimpur Kheri.
For example, the IFSC Code SBIN0017330 of State Bank Of India for the Phool Behar Lakhimpur Kheri branch includes these elements, identifying the bank and the branch location in Lakhimpur Kheri and Uttar Pradesh accurately.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0017330 of State Bank Of India for its Phool Behar Lakhimpur Kheri branch located in Lakhimpur Kheri, the following methods can help:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Lakhimpur Kheri and Phool Behar, print them on the first page of your passbook.
Bank Website
Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Phool Behar Lakhimpur Kheri or Lakhimpur Kheri to get the exact IFSC Code SBIN0017330.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Lakhimpur Kheri, you'll get the correct details.
How to Use IFSC Code SBIN0017330 for Online Transfers?
Once you have the IFSC Code SBIN0017330 for the Phool Behar Lakhimpur Kheri branch of State Bank Of India in Lakhimpur Kheri, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0017330. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0017330.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Phool Behar Lakhimpur Kheri in Lakhimpur Kheri, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Phool Behar Lakhimpur Kheri, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Lakhimpur Kheri to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0017330.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Phool Behar,Vill.And Post Phool Behar,Distt.Lakhimpur Kheri.Uttar Pradesh 262701 located in Lakhimpur Kheri, Phool Behar, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.