There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Lakhimpur Kheri branch in Lakhimpur Khedi, Lakhipur Kheri, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Lakhimpur Khedi or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code SBIN0000673. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Lakhimpur Kheri, Lakhimpur Khedi

Here are the main details that are associated with the IFSC Code SBIN0000673 of State Bank Of India for its branch located in Lakhimpur Khedi, within the district of Lakhipur Kheri in the state of Uttar Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0000673
Branch Lakhimpur Kheri
City Lakhimpur Khedi
District Lakhipur Kheri
State Uttar Pradesh
Address Court Road, Lakhimpur Kheri, U P, Pin 262701

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Lakhimpur Khedi for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0000673 for the Lakhimpur Kheri branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Lakhimpur Kheri, Lakhimpur Khedi, Uttar Pradesh, is provided with a unique IFSC like SBIN0000673 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Lakhimpur Khedi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Lakhimpur Khedi and Lakhipur Kheri.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Lakhimpur Kheri do not get mixed with another location.

Format of the IFSC Code SBIN0000673

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Lakhimpur Kheri in Lakhimpur Khedi.

For example, the IFSC Code SBIN0000673 of State Bank Of India for the Lakhimpur Kheri branch includes these elements, identifying the bank and the branch location in Lakhimpur Khedi and Uttar Pradesh accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0000673 of State Bank Of India for its Lakhimpur Kheri branch located in Lakhimpur Khedi, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including State Bank Of India branches in Lakhimpur Khedi and Lakhipur Kheri, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Lakhimpur Kheri or Lakhimpur Khedi to get the exact IFSC Code SBIN0000673.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Lakhimpur Khedi, you'll get the correct details.

How to Use IFSC Code SBIN0000673 for Online Transfers?

If you have the IFSC Code SBIN0000673 for the Lakhimpur Kheri branch of State Bank Of India in Lakhimpur Khedi, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0000673. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0000673.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Lakhimpur Kheri in Lakhimpur Khedi, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Lakhimpur Kheri, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Lakhimpur Khedi manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Lakhimpur Kheri, Lakhimpur Khedi?

The IFSC Code is SBIN0000673.

Is the IFSC Code SBIN0000673 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Lakhimpur Kheri?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Lakhimpur Kheri branch?

The address of the branch is Court Road, Lakhimpur Kheri, U P, Pin 262701 located in Lakhimpur Khedi, Lakhipur Kheri, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.