IFSC Code of State Bank Of India, Guleria Chini Mill, Lakhimpur Kheri, Uttarpradesh — SBIN0012828

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Guleria Chini Mill branch in Lakhanpur Lehri, Lakhimpur Kheri, Uttarpradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Lakhanpur Lehri or anywhere in Uttarpradesh can transfer funds instantly by using the correct IFSC Code SBIN0012828. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Guleria Chini Mill, Lakhanpur Lehri

Here are the key points that are associated with the IFSC Code SBIN0012828 of State Bank Of India for its branch located in Lakhanpur Lehri, within the district of Lakhimpur Kheri in the state of Uttarpradesh.

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Lakhanpur Lehri for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0012828 for the Guleria Chini Mill branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Guleria Chini Mill, Lakhanpur Lehri, Uttarpradesh, is provided a unique IFSC like SBIN0012828 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the State Bank Of India branch in Lakhanpur Lehri.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Lakhanpur Lehri and Lakhimpur Kheri.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttarpradesh and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Guleria Chini Mill do not get misguided to another person.

Format of the IFSC Code SBIN0012828

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Guleria Chini Mill in Lakhanpur Lehri.

For example, the IFSC Code SBIN0012828 of State Bank Of India for the Guleria Chini Mill branch includes these elements, identifying the bank and the branch location in Lakhanpur Lehri and Uttarpradesh accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0012828 of State Bank Of India for its Guleria Chini Mill branch located in Lakhanpur Lehri, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including State Bank Of India branches in Lakhanpur Lehri and Lakhimpur Kheri, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Guleria Chini Mill or Lakhanpur Lehri to get the exact IFSC Code SBIN0012828.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Lakhanpur Lehri, you'll get the correct details.

How to Use IFSC Code SBIN0012828 for Online Transfers?

Once you have the IFSC Code SBIN0012828 for the Guleria Chini Mill branch of State Bank Of India in Lakhanpur Lehri, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0012828. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0012828.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Guleria Chini Mill in Lakhanpur Lehri, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Guleria Chini Mill, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Lakhanpur Lehri to handle online money transfers and get their cheques cleared smoothly.