The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Mohal branch in Kullu, Bhuntar, Himachal Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of State Bank Of India located in Kullu or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0017803. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for State Bank Of India, Mohal, Kullu
Below in the table are the key details related to IFSC Code SBIN0017803 of State Bank Of India for its branch located in Kullu, within the district of Bhuntar in the state of Himachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0017803 |
| Branch | Mohal |
| City | Kullu |
| District | Bhuntar |
| State | Himachal Pradesh |
| Address | Vill And Po Mohal Tehsilbhuntar Disttkullu Himachal Pradesh175126 |
These details helps users in online banking and for businesses and individuals who use State Bank Of India in Kullu for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0017803 for the Mohal branch of State Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Mohal, Kullu, Himachal Pradesh, is provided with a unique IFSC like SBIN0017803 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in Kullu.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Kullu and Bhuntar.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Himachal Pradesh and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Mohal do not get mixed with another location.
Format of the IFSC Code SBIN0017803
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mohal in Kullu.
For example, the IFSC Code SBIN0017803 of State Bank Of India for the Mohal branch includes these elements, identifying the bank and the branch location in Kullu and Himachal Pradesh accurately.
How to Find IFSC Code for State Bank Of India?
To find the IFSC Code SBIN0017803 of State Bank Of India for its Mohal branch located in Kullu, the following methods can help you out:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Kullu and Bhuntar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and go to the branch locator section. Then search for Mohal or Kullu to find the exact IFSC Code SBIN0017803.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Kullu will provide accurate information.
How to Use IFSC Code SBIN0017803 for Online Transfers?
Once you have the IFSC Code SBIN0017803 for the Mohal branch of State Bank Of India in Kullu, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0017803. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0017803.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Mohal in Kullu, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Mohal, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Kullu manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0017803.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Vill And Po Mohal Tehsilbhuntar Disttkullu Himachal Pradesh175126 located in Kullu, Bhuntar, Himachal Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.