Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its R My Uthangarai branch in Krishnagiri, Uttangarai, or Tamil Nadu, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Krishnagiri or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code SBIN0007495. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, R My Uthangarai, Krishnagiri

The table below shows the main details of the IFSC Code SBIN0007495 for the State Bank Of India branch in Krishnagiri, which falls under the Uttangarai district in Tamil Nadu.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0007495
Branch R My Uthangarai
City Krishnagiri
District Uttangarai
State Tamil Nadu
Address Subramania Lodge Building Distt Krishnagiri Tamil Nadu 635106

These details help users in online banking and for businesses and individuals who use State Bank Of India in Krishnagiri for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0007495 for the R My Uthangarai branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in R My Uthangarai, Krishnagiri, Tamil Nadu, is provided with a unique IFSC like SBIN0007495 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Krishnagiri.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Krishnagiri and Uttangarai.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in R My Uthangarai do not get mixed with another location.

Format of the IFSC Code SBIN0007495

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like R My Uthangarai in Krishnagiri.

For example, the IFSC Code SBIN0007495 of State Bank Of India for the R My Uthangarai branch has these elements, identifying the bank and the branch location in Krishnagiri and Tamil Nadu correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0007495 of State Bank Of India for its R My Uthangarai branch located in Krishnagiri, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Krishnagiri and Uttangarai, print them on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for R My Uthangarai or Krishnagiri to get the exact IFSC Code SBIN0007495.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Krishnagiri, you'll get the correct details.

How to Use IFSC Code SBIN0007495 for Online Transfers?

If you have the IFSC Code SBIN0007495 for the R My Uthangarai branch of State Bank Of India in Krishnagiri, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0007495. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0007495.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India R My Uthangarai in Krishnagiri, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in R My Uthangarai, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Krishnagiri manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in R My Uthangarai, Krishnagiri?

The IFSC Code is SBIN0007495.

Is the IFSC Code SBIN0007495 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India R My Uthangarai?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the R My Uthangarai branch?

The address of the branch is Subramania Lodge Building Distt Krishnagiri Tamil Nadu 635106 located in Krishnagiri, Uttangarai, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.