IFSC Code of State Bank Of India, Athirampuzha, Kottayam, Kerala — SBIN0070112

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Athirampuzha branch in Kottayam, Kottayam, Kerala, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Kottayam or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code SBIN0070112. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Athirampuzha, Kottayam

Here are some of the key details that come with the IFSC Code SBIN0070112 of State Bank Of India for its branch located in Kottayam, within the district of Kottayam in the state of Kerala.

These details helps users in online banking and for businesses and individuals who use State Bank Of India in Kottayam for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0070112 for the Athirampuzha branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0070112 is given to every bank branch, including State Bank Of India located in Athirampuzha, Kottayam, Kerala, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the State Bank Of India branch in Kottayam.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Kottayam and Kottayam.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Athirampuzha doesn't end up at another location.

Format of the IFSC Code SBIN0070112

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Athirampuzha in Kottayam.

For example, the IFSC Code SBIN0070112 of State Bank Of India for the Athirampuzha branch has these elements, identifying the bank and the branch location in Kottayam and Kerala correctly.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0070112 of State Bank Of India for its Athirampuzha branch located in Kottayam, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Kottayam and Kottayam, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Athirampuzha or Kottayam to find the exact IFSC Code SBIN0070112.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Kottayam will provide accurate information.

How to Use IFSC Code SBIN0070112 for Online Transfers?

Once you have the IFSC Code SBIN0070112 for the Athirampuzha branch of State Bank Of India in Kottayam, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0070112. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0070112.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Athirampuzha in Kottayam, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Athirampuzha, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kottayam manage online transfers as well as cheque clearances with ease.