There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Kohora branch in Kokrajhar, Kohora, Assam, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Kokrajhar or anywhere in Assam can easily transfer funds instantly by using the correct IFSC Code SBIN0009403. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Kohora, Kokrajhar

The table below shows the main details of the IFSC Code SBIN0009403 for the State Bank Of India branch in Kokrajhar, which falls under the Kohora district in Assam.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0009403
Branch Kohora
City Kokrajhar
District Kohora
State Assam
Address P O Kaziranga National Park,Distt Karbi Anglong,Assam 785109

These details help users in online banking and for businesses and individuals who use State Bank Of India in Kokrajhar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0009403 for the Kohora branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0009403 is given to every bank branch, including State Bank Of India located in Kohora, Kokrajhar, Assam, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Kokrajhar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Kokrajhar and Kohora.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Kohora doesn't end up at another location.

Format of the IFSC Code SBIN0009403

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kohora in Kokrajhar.

For example, the IFSC Code SBIN0009403 of State Bank Of India for the Kohora branch includes these elements, identifying the bank and the branch location in Kokrajhar and Assam accurately.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0009403 of State Bank Of India for its Kohora branch located in Kokrajhar, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Kokrajhar and Kohora, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Kohora or Kokrajhar to find the exact IFSC Code SBIN0009403.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Kokrajhar will provide accurate information.

How to Use IFSC Code SBIN0009403 for Online Transfers?

If you have the IFSC Code SBIN0009403 for the Kohora branch of State Bank Of India in Kokrajhar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0009403. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0009403.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Kohora in Kokrajhar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Kohora, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kokrajhar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Kohora, Kokrajhar?

The IFSC Code is SBIN0009403.

Is the IFSC Code SBIN0009403 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Kohora?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kohora branch?

The address of the branch is P O Kaziranga National Park,Distt Karbi Anglong,Assam 785109 located in Kokrajhar, Kohora, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.