Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Gossaigaon branch in Kokrajhar, Kokrajhar, or Assam, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Kokrajhar or anywhere in Assam can transfer funds instantly by using the correct IFSC Code SBIN0007996. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Gossaigaon, Kokrajhar

The table below shows the main details of the IFSC Code SBIN0007996 for the State Bank Of India branch in Kokrajhar, which falls under the Kokrajhar district in Assam.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0007996
Branch Gossaigaon
City Kokrajhar
District Kokrajhar
State Assam
Address Distkokrajhar Assam 783360

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Kokrajhar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0007996 for the Gossaigaon branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Gossaigaon, Kokrajhar, Assam, are given a unique IFSC like SBIN0007996 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kokrajhar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Kokrajhar and Kokrajhar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to State Bank Of India in Gossaigaon goes to the correct branch. This is important because State Bank Of India has thousands of branches in Assam and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SBIN0007996

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gossaigaon in Kokrajhar.

For example, the IFSC Code SBIN0007996 of State Bank Of India for the Gossaigaon branch includes these elements, identifying the bank and the branch location in Kokrajhar and Assam accurately.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0007996 of State Bank Of India for its Gossaigaon branch located in Kokrajhar, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Kokrajhar and Kokrajhar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Gossaigaon or Kokrajhar to get the exact IFSC Code SBIN0007996.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Kokrajhar, then it will provide you proper information.

How to Use IFSC Code SBIN0007996 for Online Transfers?

Once you have the IFSC Code SBIN0007996 for the Gossaigaon branch of State Bank Of India in Kokrajhar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0007996. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0007996.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Gossaigaon in Kokrajhar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Gossaigaon, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kokrajhar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Gossaigaon, Kokrajhar?

The IFSC Code is SBIN0007996.

Is the IFSC Code SBIN0007996 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Gossaigaon?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gossaigaon branch?

The address of the branch is Distkokrajhar Assam 783360 located in Kokrajhar, Kokrajhar, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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