The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Bahadurganj branch in Kishanganj, Bahadurganj, Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Kishanganj or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code SBIN0011809. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Bahadurganj, Kishanganj

The table below shows the main details of the IFSC Code SBIN0011809 for the State Bank Of India branch in Kishanganj, which falls under the Bahadurganj district in Bihar.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0011809
Branch Bahadurganj
City Kishanganj
District Bahadurganj
State Bihar
Address Bahadurganj,Jhansi Rani Chowk,Bahadurganj,Kishanganj,Dist855101

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Kishanganj for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0011809 for the Bahadurganj branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Bahadurganj, Kishanganj, Bihar, are allotted a unique IFSC like SBIN0011809 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kishanganj.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kishanganj and Bahadurganj.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Bahadurganj reaches the right place, even though there are thousands of branches in Bihar and across India.

Format of the IFSC Code SBIN0011809

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bahadurganj in Kishanganj.

For example, the IFSC Code SBIN0011809 of State Bank Of India for the Bahadurganj branch includes these elements, identifying the bank and the branch location in Kishanganj and Bihar accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0011809 of State Bank Of India for its Bahadurganj branch located in Kishanganj, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Kishanganj and Bahadurganj, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Bahadurganj or Kishanganj to get the exact IFSC Code SBIN0011809.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Kishanganj that will provide accurate information.

How to Use IFSC Code SBIN0011809 for Online Transfers?

Once you have the IFSC Code SBIN0011809 for the Bahadurganj branch of State Bank Of India in Kishanganj, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0011809. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0011809.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Bahadurganj in Kishanganj may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Bahadurganj, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kishanganj manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Bahadurganj Kishanganj?

The IFSC Code of the Bahadurganj Kishanganj branch is SBIN0011809.

Is IFSC Code SBIN0011809 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Bahadurganj branch?

The branch is located at Bahadurganj,Jhansi Rani Chowk,Bahadurganj,Kishanganj,Dist855101.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.