IFSC Code of State Bank Of India, Cac-Khammam, Khammam, Telangana- SBIN0061996

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Cac-Khammam branch in Khammam, Khammam, or Telangana, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Khammam or anywhere in Telangana can transfer funds instantly by using the correct IFSC Code SBIN0061996. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Cac-Khammam, Khammam

The table below shows the main details of the IFSC Code SBIN0061996 for the State Bank Of India branch in Khammam, which falls under the Khammam district in Telangana.

These details helps users in online banking and for businesses and individuals who use State Bank Of India in Khammam for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0061996 for the Cac-Khammam branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Cac-Khammam, Khammam, Telangana, is provided with a unique IFSC like SBIN0061996 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the State Bank Of India branch in Khammam.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Khammam and Khammam.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Telangana and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Cac-Khammam do not get mixed with another location.

Format of the IFSC Code SBIN0061996

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Cac-Khammam in Khammam.

For example, the IFSC Code SBIN0061996 of State Bank Of India for the Cac-Khammam branch includes these elements, identifying the bank and the branch location in Khammam and Telangana accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0061996 of State Bank Of India for its Cac-Khammam branch located in Khammam, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Khammam and Khammam, print them on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Cac-Khammam or Khammam to get the exact IFSC Code SBIN0061996.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Khammam, you'll get the correct details.

How to Use IFSC Code SBIN0061996 for Online Transfers?

Once you have the IFSC Code SBIN0061996 for the Cac-Khammam branch of State Bank Of India in Khammam, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0061996. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0061996.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Cac-Khammam in Khammam, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Cac-Khammam, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Khammam to handle online money transfers and get their cheques cleared smoothly.