Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Bulbulitala branch in Khalishpur, Khalishpur, or West Bengal, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Khalishpur or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code SBIN0061612. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Bulbulitala, Khalishpur

The table below shows the main details of the IFSC Code SBIN0061612 for the State Bank Of India branch in Khalishpur, which falls under the Khalishpur district in West Bengal.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0061612
Branch Bulbulitala
City Khalishpur
District Khalishpur
State West Bengal
Address Vill Bulbulitala P.O.Khalishpur P.S.Kalna , Distt Purba Barddhaman West Bengal Pin-713422

These details help users in online banking and for businesses and individuals who use State Bank Of India in Khalishpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0061612 for the Bulbulitala branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Bulbulitala, Khalishpur, West Bengal, are allotted a unique IFSC like SBIN0061612 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Khalishpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Khalishpur and Khalishpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Bulbulitala reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code SBIN0061612

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bulbulitala in Khalishpur.

For example, the IFSC Code SBIN0061612 of State Bank Of India for the Bulbulitala branch includes these elements, identifying the bank and the branch location in Khalishpur and West Bengal correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0061612 of State Bank Of India for its Bulbulitala branch located in Khalishpur, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Khalishpur and Khalishpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Bulbulitala or Khalishpur to get the exact IFSC Code SBIN0061612.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Khalishpur that will provide accurate information.

How to Use IFSC Code SBIN0061612 for Online Transfers?

If you have the IFSC Code SBIN0061612 for the Bulbulitala branch of State Bank Of India in Khalishpur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0061612. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0061612.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Bulbulitala in Khalishpur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Bulbulitala, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Khalishpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Bulbulitala, Khalishpur?

The IFSC Code is SBIN0061612.

Is the IFSC Code SBIN0061612 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Bulbulitala?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bulbulitala branch?

The address of the branch is Vill Bulbulitala P.O.Khalishpur P.S.Kalna , Distt Purba Barddhaman West Bengal Pin-713422 located in Khalishpur, Khalishpur, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.