For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Mohiuddinpur Bela branch in Kaushambi, Mohiuddinpur Bela, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Kaushambi or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0015698. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Mohiuddinpur Bela, Kaushambi

Here are the key points that are associated with the IFSC Code SBIN0015698 of State Bank Of India for its branch located in Kaushambi, within the district of Mohiuddinpur Bela in the state of Uttar Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0015698
Branch Mohiuddinpur Bela
City Kaushambi
District Mohiuddinpur Bela
State Uttar Pradesh
Address Postnaugeera, Tehsil Manjhanpur, Distt Kaushambi 212205

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Kaushambi for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0015698 for the Mohiuddinpur Bela branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Mohiuddinpur Bela, Kaushambi, Uttar Pradesh, is provided with a unique IFSC like SBIN0015698 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Kaushambi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Kaushambi and Mohiuddinpur Bela.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Mohiuddinpur Bela do not get mixed with another location.

Format of the IFSC Code SBIN0015698

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mohiuddinpur Bela in Kaushambi.

For example, the IFSC Code SBIN0015698 of State Bank Of India for the Mohiuddinpur Bela branch has these elements, identifying the bank and the branch location in Kaushambi and Uttar Pradesh correctly.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0015698 of State Bank Of India for its Mohiuddinpur Bela branch located in Kaushambi, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Kaushambi and Mohiuddinpur Bela, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Mohiuddinpur Bela or Kaushambi to get the exact IFSC Code SBIN0015698.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Kaushambi, then it will provide you proper information.

How to Use IFSC Code SBIN0015698 for Online Transfers?

Once you have the IFSC Code SBIN0015698 for the Mohiuddinpur Bela branch of State Bank Of India in Kaushambi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0015698. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0015698.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Mohiuddinpur Bela in Kaushambi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Mohiuddinpur Bela, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kaushambi to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Mohiuddinpur Bela Kaushambi?

The IFSC Code of the Mohiuddinpur Bela Kaushambi branch is SBIN0015698.

Is IFSC Code SBIN0015698 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Mohiuddinpur Bela branch?

The branch is located at Postnaugeera, Tehsil Manjhanpur, Distt Kaushambi 212205.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.