The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Civil Station, Kasaragod branch in Kasaragod, Kasaragod, Kerala, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of State Bank Of India located in Kasaragod or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code SBIN0010116. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for State Bank Of India, Civil Station, Kasaragod, Kasaragod
Below in the table are the key details related to IFSC Code SBIN0010116 of State Bank Of India for its branch located in Kasaragod, within the district of Kasaragod in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0010116 |
| Branch | Civil Station, Kasaragod |
| City | Kasaragod |
| District | Kasaragod |
| State | Kerala |
| Address | Vi By 556 A 1 Ittaiba Square Kasaragod Dt Kasargod Kerala 671123 |
These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Kasaragod for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0010116 for the Civil Station, Kasaragod branch of State Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Civil Station, Kasaragod, Kasaragod, Kerala, are allotted a unique IFSC like SBIN0010116 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kasaragod.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Kasaragod and Kasaragod.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to State Bank Of India in Civil Station, Kasaragod reaches the right place, even though there are thousands of branches in Kerala and across India.
Format of the IFSC Code SBIN0010116
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Civil Station, Kasaragod in Kasaragod.
For example, the IFSC Code SBIN0010116 of State Bank Of India for the Civil Station, Kasaragod branch includes these elements, identifying the bank and the branch location in Kasaragod and Kerala accurately.
How to Find IFSC Code for State Bank Of India?
If you are looking for the IFSC Code SBIN0010116 of State Bank Of India for its Civil Station, Kasaragod branch located in Kasaragod, the following methods can help:
Cheque Book
The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including State Bank Of India branches in Kasaragod and Kasaragod, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of State Bank Of India and look for the branch locator section, then search for Civil Station, Kasaragod or Kasaragod to get the exact IFSC Code SBIN0010116.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Kasaragod, then it will provide you proper information.
How to Use IFSC Code SBIN0010116 for Online Transfers?
Once you have the IFSC Code SBIN0010116 for the Civil Station, Kasaragod branch of State Bank Of India in Kasaragod, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0010116. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0010116.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Civil Station, Kasaragod in Kasaragod, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Civil Station, Kasaragod, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Kasaragod manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Civil Station, Kasaragod Kasaragod branch is SBIN0010116.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Vi By 556 A 1 Ittaiba Square Kasaragod Dt Kasargod Kerala 671123.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.