IFSC Code of State Bank Of India, East Karimganj, Karimganj, Assam — SBIN0016197

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its East Karimganj branch in Karimganj, Karimganj, Assam, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Karimganj or anywhere in Assam can easily transfer funds instantly by using the correct IFSC Code SBIN0016197. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, East Karimganj, Karimganj

Here are some of the key details that come with the IFSC Code SBIN0016197 of State Bank Of India for its branch located in Karimganj, within the district of Karimganj in the state of Assam.

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Karimganj for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0016197 for the East Karimganj branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in East Karimganj, Karimganj, Assam, are allotted a unique IFSC like SBIN0016197 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Karimganj.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Karimganj and Karimganj.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in East Karimganj reaches the right place, even though there are thousands of branches in Assam and across India.

Format of the IFSC Code SBIN0016197

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as East Karimganj in Karimganj.

For example, the IFSC Code SBIN0016197 of State Bank Of India for the East Karimganj branch includes these elements, identifying the bank and the branch location in Karimganj and Assam accurately.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0016197 of State Bank Of India for its East Karimganj branch located in Karimganj, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Karimganj and Karimganj, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for East Karimganj or Karimganj to get the exact IFSC Code SBIN0016197.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Karimganj, then it will provide you proper information.

How to Use IFSC Code SBIN0016197 for Online Transfers?

Once you have the IFSC Code SBIN0016197 for the East Karimganj branch of State Bank Of India in Karimganj, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0016197. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0016197.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India East Karimganj in Karimganj may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in East Karimganj, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Karimganj manage online transfers as well as cheque clearances with ease.