The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Diphu Bazar branch in Karbi Anglong, Diphu Bazar, Assam, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Karbi Anglong or anywhere in Assam can transfer funds instantly by using the correct IFSC Code SBIN0014180. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Diphu Bazar, Karbi Anglong

Here are the main details that are associated with the IFSC Code SBIN0014180 of State Bank Of India for its branch located in Karbi Anglong, within the district of Diphu Bazar in the state of Assam.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0014180
Branch Diphu Bazar
City Karbi Anglong
District Diphu Bazar
State Assam
Address Mahatma Gandhi Road, Po Diphu, Karbi Along, Assam, Pin782460

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Karbi Anglong for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0014180 for the Diphu Bazar branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0014180 is given to every bank branch, including State Bank Of India located in Diphu Bazar, Karbi Anglong, Assam, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Karbi Anglong.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Karbi Anglong and Diphu Bazar.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Diphu Bazar doesn't end up at another location.

Format of the IFSC Code SBIN0014180

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Diphu Bazar in Karbi Anglong.

For example, the IFSC Code SBIN0014180 of State Bank Of India for the Diphu Bazar branch has these elements, identifying the bank and the branch location in Karbi Anglong and Assam correctly.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0014180 of State Bank Of India for its Diphu Bazar branch located in Karbi Anglong, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Karbi Anglong and Diphu Bazar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Diphu Bazar or Karbi Anglong to find the exact IFSC Code SBIN0014180.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Karbi Anglong will provide accurate information.

How to Use IFSC Code SBIN0014180 for Online Transfers?

Once you have the IFSC Code SBIN0014180 for the Diphu Bazar branch of State Bank Of India in Karbi Anglong, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0014180. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0014180.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Diphu Bazar in Karbi Anglong, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Diphu Bazar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Karbi Anglong to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Diphu Bazar, Karbi Anglong?

The IFSC Code is SBIN0014180.

Is the IFSC Code SBIN0014180 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Diphu Bazar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Diphu Bazar branch?

The address of the branch is Mahatma Gandhi Road, Po Diphu, Karbi Along, Assam, Pin782460 located in Karbi Anglong, Diphu Bazar, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.