There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Mini Racpc Kanpur Dehat branch in Kanpur Dehat, Kanpur Dehat, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Kanpur Dehat or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code SBIN0064234. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Mini Racpc Kanpur Dehat, Kanpur Dehat

Here are some of the key details that come with the IFSC Code SBIN0064234 of State Bank Of India for its branch located in Kanpur Dehat, within the district of Kanpur Dehat in the state of Uttar Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0064234
Branch Mini Racpc Kanpur Dehat
City Kanpur Dehat
District Kanpur Dehat
State Uttar Pradesh
Address Bhognipur Kanpur Dehat-209111

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Kanpur Dehat for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0064234 for the Mini Racpc Kanpur Dehat branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Mini Racpc Kanpur Dehat, Kanpur Dehat, Uttar Pradesh, are given a unique IFSC like SBIN0064234 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kanpur Dehat.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Kanpur Dehat and Kanpur Dehat.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to State Bank Of India in Mini Racpc Kanpur Dehat goes to the correct branch. This is important because State Bank Of India has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SBIN0064234

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mini Racpc Kanpur Dehat in Kanpur Dehat.

For example, the IFSC Code SBIN0064234 of State Bank Of India for the Mini Racpc Kanpur Dehat branch has these elements, identifying the bank and the branch location in Kanpur Dehat and Uttar Pradesh correctly.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0064234 of State Bank Of India for its Mini Racpc Kanpur Dehat branch located in Kanpur Dehat, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Kanpur Dehat and Kanpur Dehat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Mini Racpc Kanpur Dehat or Kanpur Dehat to get the exact IFSC Code SBIN0064234.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Kanpur Dehat, then it will provide you proper information.

How to Use IFSC Code SBIN0064234 for Online Transfers?

If you have the IFSC Code SBIN0064234 for the Mini Racpc Kanpur Dehat branch of State Bank Of India in Kanpur Dehat, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0064234. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0064234.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Mini Racpc Kanpur Dehat in Kanpur Dehat, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Mini Racpc Kanpur Dehat, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kanpur Dehat to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Mini Racpc Kanpur Dehat Kanpur Dehat?

The IFSC Code of the Mini Racpc Kanpur Dehat Kanpur Dehat branch is SBIN0064234.

Is IFSC Code SBIN0064234 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Mini Racpc Kanpur Dehat branch?

The branch is located at Bhognipur Kanpur Dehat-209111.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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