The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Bilhaur branch in Kanpur Dehat, Bilhaur, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Kanpur Dehat or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0001130. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Bilhaur, Kanpur Dehat

The table below shows the main details of the IFSC Code SBIN0001130 for the State Bank Of India branch in Kanpur Dehat, which falls under the Bilhaur district in Uttar Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0001130
Branch Bilhaur
City Kanpur Dehat
District Bilhaur
State Uttar Pradesh
Address Distkanpur Dehat, Uttar Pradesh 209 202

These details helps users in online banking and for businesses and individuals who use State Bank Of India in Kanpur Dehat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0001130 for the Bilhaur branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Bilhaur, Kanpur Dehat, Uttar Pradesh, is provided with a unique IFSC like SBIN0001130 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Kanpur Dehat.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Kanpur Dehat and Bilhaur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Bilhaur do not get mixed with another location.

Format of the IFSC Code SBIN0001130

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bilhaur in Kanpur Dehat.

For example, the IFSC Code SBIN0001130 of State Bank Of India for the Bilhaur branch includes these elements, identifying the bank and the branch location in Kanpur Dehat and Uttar Pradesh accurately.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0001130 of State Bank Of India for its Bilhaur branch located in Kanpur Dehat, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Kanpur Dehat and Bilhaur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Bilhaur or Kanpur Dehat to get the exact IFSC Code SBIN0001130.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Kanpur Dehat, then it will provide you proper information.

How to Use IFSC Code SBIN0001130 for Online Transfers?

Once you have the IFSC Code SBIN0001130 for the Bilhaur branch of State Bank Of India in Kanpur Dehat, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0001130. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0001130.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Bilhaur in Kanpur Dehat may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Bilhaur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kanpur Dehat manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Bilhaur, Kanpur Dehat?

The IFSC Code is SBIN0001130.

Is the IFSC Code SBIN0001130 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Bilhaur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Bilhaur branch?

The address of the branch is Distkanpur Dehat, Uttar Pradesh 209 202 located in Kanpur Dehat, Bilhaur, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.