Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Araulisheikh Ramabainagar branch in Kanpur Dehat, Kanpur, or Uttar Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Kanpur Dehat or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0015828. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Araulisheikh Ramabainagar, Kanpur Dehat
Below in the table are the key details related to IFSC Code SBIN0015828 of State Bank Of India for its branch located in Kanpur Dehat, within the district of Kanpur in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0015828 |
| Branch | Araulisheikh Ramabainagar |
| City | Kanpur Dehat |
| District | Kanpur |
| State | Uttar Pradesh |
| Address | Villagearauli Shekh, Post Pukhrayan, Kanpur Dehat, Uttar Pradesh 209111 |
These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Kanpur Dehat for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0015828 for the Araulisheikh Ramabainagar branch of State Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Araulisheikh Ramabainagar, Kanpur Dehat, Uttar Pradesh, is provided with a unique IFSC like SBIN0015828 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in Kanpur Dehat.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Kanpur Dehat and Kanpur.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Araulisheikh Ramabainagar do not get mixed with another location.
Format of the IFSC Code SBIN0015828
This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Araulisheikh Ramabainagar in Kanpur Dehat.
For example, the IFSC Code SBIN0015828 of State Bank Of India for the Araulisheikh Ramabainagar branch includes these elements, identifying the bank and the branch location in Kanpur Dehat and Uttar Pradesh accurately.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0015828 of State Bank Of India for its Araulisheikh Ramabainagar branch located in Kanpur Dehat, the following methods can help:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including State Bank Of India branches in Kanpur Dehat and Kanpur, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Araulisheikh Ramabainagar or Kanpur Dehat to get the exact IFSC Code SBIN0015828.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Kanpur Dehat, you'll get the correct details.
How to Use IFSC Code SBIN0015828 for Online Transfers?
Once you have the IFSC Code SBIN0015828 for the Araulisheikh Ramabainagar branch of State Bank Of India in Kanpur Dehat, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0015828. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0015828.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Araulisheikh Ramabainagar in Kanpur Dehat, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Araulisheikh Ramabainagar, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Kanpur Dehat manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Araulisheikh Ramabainagar Kanpur Dehat branch is SBIN0015828.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Villagearauli Shekh, Post Pukhrayan, Kanpur Dehat, Uttar Pradesh 209111.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.