There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Thiruvattar branch in Kanniyakumari, Tiruvattar, Tamil Nadu, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of State Bank Of India situated in Kanniyakumari or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code SBIN0070017. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Thiruvattar, Kanniyakumari
Below in the table are the key details related to IFSC Code SBIN0070017 of State Bank Of India for its branch located in Kanniyakumari, within the district of Tiruvattar in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0070017 |
| Branch | Thiruvattar |
| City | Kanniyakumari |
| District | Tiruvattar |
| State | Tamil Nadu |
| Address | Santhinikethan,Mkroad,Thiruvattarpo629177Thiruvattaratsbtcoin |
These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Kanniyakumari for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0070017 for the Thiruvattar branch of State Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0070017 is given to every bank branch, including State Bank Of India located in Thiruvattar, Kanniyakumari, Tamil Nadu, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in Kanniyakumari.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Kanniyakumari and Tiruvattar.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Thiruvattar doesn't end up at another location.
Format of the IFSC Code SBIN0070017
The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Thiruvattar in Kanniyakumari.
For example, the IFSC Code SBIN0070017 of State Bank Of India for the Thiruvattar branch includes these elements, identifying the bank and the branch location in Kanniyakumari and Tamil Nadu correctly.
How to Find IFSC Code for State Bank Of India?
To find the IFSC Code SBIN0070017 of State Bank Of India for its Thiruvattar branch located in Kanniyakumari, the following methods can help you out:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Kanniyakumari and Tiruvattar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and go to the branch locator section. Then search for Thiruvattar or Kanniyakumari to find the exact IFSC Code SBIN0070017.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Kanniyakumari will provide accurate information.
How to Use IFSC Code SBIN0070017 for Online Transfers?
Once you have the IFSC Code SBIN0070017 for the Thiruvattar branch of State Bank Of India in Kanniyakumari, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0070017. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0070017.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Thiruvattar in Kanniyakumari may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Thiruvattar, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Kanniyakumari manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Thiruvattar Kanniyakumari branch is SBIN0070017.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Santhinikethan,Mkroad,Thiruvattarpo629177Thiruvattaratsbtcoin.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.