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IFSC Code of State Bank Of India, Mehatpur, Una, Himachal Pradesh — SBIN0008579

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Mehatpur branch in Kangra, Una, Himachal Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Kangra or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0008579. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Mehatpur, Kangra

Below in the table are the key details related to IFSC Code SBIN0008579 of State Bank Of India for its branch located in Kangra, within the district of Una in the state of Himachal Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0008579
Branch Mehatpur
City Kangra
District Una
State Himachal Pradesh
Address Distuna Himachal Pradesh 174315

These details helps users in online banking and for businesses and individuals who use State Bank Of India in Kangra for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0008579 for the Mehatpur branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0008579 is given to every bank branch, including State Bank Of India located in Mehatpur, Kangra, Himachal Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Kangra.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Kangra and Una.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Himachal Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Mehatpur doesn't end up at another location.

Format of the IFSC Code SBIN0008579

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mehatpur in Kangra.

For example, the IFSC Code SBIN0008579 of State Bank Of India for the Mehatpur branch includes these elements, identifying the bank and the branch location in Kangra and Himachal Pradesh accurately.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0008579 of State Bank Of India for its Mehatpur branch located in Kangra, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Kangra and Una, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Mehatpur or Kangra to find the exact IFSC Code SBIN0008579.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Kangra will provide accurate information.

How to Use IFSC Code SBIN0008579 for Online Transfers?

Once you have the IFSC Code SBIN0008579 for the Mehatpur branch of State Bank Of India in Kangra, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0008579. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0008579.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Mehatpur in Kangra, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Mehatpur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kangra manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Mehatpur, Kangra?

The IFSC Code is SBIN0008579.

Is the IFSC Code SBIN0008579 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Mehatpur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mehatpur branch?

The address of the branch is Distuna Himachal Pradesh 174315 located in Kangra, Una, Himachal Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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