Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Sholinganallur branch in Kancheepuram, Kancheepuram, Tamil Nadu, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Kancheepuram or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code SBIN0021226. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Sholinganallur, Kancheepuram

Below in the table are the key details related to IFSC Code SBIN0021226 of State Bank Of India for its branch located in Kancheepuram, within the district of Kancheepuram in the state of Tamil Nadu.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0021226
Branch Sholinganallur
City Kancheepuram
District Kancheepuram
State Tamil Nadu
Address Ltn9495Firstflrclassicgardenskumarasamynagarshlinganallurchennai

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Kancheepuram for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0021226 for the Sholinganallur branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Sholinganallur, Kancheepuram, Tamil Nadu, are given a unique IFSC like SBIN0021226 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kancheepuram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Kancheepuram and Kancheepuram.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to State Bank Of India in Sholinganallur goes to the correct branch. This is important because State Bank Of India has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SBIN0021226

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Sholinganallur in Kancheepuram.

For example, the IFSC Code SBIN0021226 of State Bank Of India for the Sholinganallur branch includes these elements, identifying the bank and the branch location in Kancheepuram and Tamil Nadu accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0021226 of State Bank Of India for its Sholinganallur branch located in Kancheepuram, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Kancheepuram and Kancheepuram, print them on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Sholinganallur or Kancheepuram to get the exact IFSC Code SBIN0021226.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Kancheepuram, you'll get the correct details.

How to Use IFSC Code SBIN0021226 for Online Transfers?

Once you have the IFSC Code SBIN0021226 for the Sholinganallur branch of State Bank Of India in Kancheepuram, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0021226. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0021226.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Sholinganallur in Kancheepuram may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Sholinganallur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kancheepuram manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Sholinganallur Kancheepuram?

The IFSC Code of the Sholinganallur Kancheepuram branch is SBIN0021226.

Is IFSC Code SBIN0021226 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Sholinganallur branch?

The branch is located at Ltn9495Firstflrclassicgardenskumarasamynagarshlinganallurchennai.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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