For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Pavinjur branch in Kancheepuram, Pavinjur, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Kancheepuram or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code SBIN0005628. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Pavinjur, Kancheepuram

Below in the table are the key details related to IFSC Code SBIN0005628 of State Bank Of India for its branch located in Kancheepuram, within the district of Pavinjur in the state of Tamil Nadu.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0005628
Branch Pavinjur
City Kancheepuram
District Pavinjur
State Tamil Nadu
Address Dist Kanchipuram, Tamil Nadu 603312

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Kancheepuram for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0005628 for the Pavinjur branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Pavinjur, Kancheepuram, Tamil Nadu, are allotted a unique IFSC like SBIN0005628 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kancheepuram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kancheepuram and Pavinjur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Pavinjur reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code SBIN0005628

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pavinjur in Kancheepuram.

For example, the IFSC Code SBIN0005628 of State Bank Of India for the Pavinjur branch includes these elements, identifying the bank and the branch location in Kancheepuram and Tamil Nadu accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0005628 of State Bank Of India for its Pavinjur branch located in Kancheepuram, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Kancheepuram and Pavinjur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Pavinjur or Kancheepuram to get the exact IFSC Code SBIN0005628.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Kancheepuram that will provide accurate information.

How to Use IFSC Code SBIN0005628 for Online Transfers?

Once you have the IFSC Code SBIN0005628 for the Pavinjur branch of State Bank Of India in Kancheepuram, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0005628. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0005628.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Pavinjur in Kancheepuram, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Pavinjur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kancheepuram manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Pavinjur, Kancheepuram?

The IFSC Code is SBIN0005628.

Is the IFSC Code SBIN0005628 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Pavinjur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Pavinjur branch?

The address of the branch is Dist Kanchipuram, Tamil Nadu 603312 located in Kancheepuram, Pavinjur, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.