The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Mamallan Nagar branch in Kancheepuram, Kanchipuram, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Kancheepuram or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code SBIN0008137. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Mamallan Nagar, Kancheepuram

Here are the key points that are associated with the IFSC Code SBIN0008137 of State Bank Of India for its branch located in Kancheepuram, within the district of Kanchipuram in the state of Tamil Nadu.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0008137
Branch Mamallan Nagar
City Kancheepuram
District Kanchipuram
State Tamil Nadu
Address 3A, Kts Main Street, Distt. Kanchipuram, Tamil Nadu 631502

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Kancheepuram for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0008137 for the Mamallan Nagar branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Mamallan Nagar, Kancheepuram, Tamil Nadu, are given a unique IFSC like SBIN0008137 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kancheepuram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Kancheepuram and Kanchipuram.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to State Bank Of India in Mamallan Nagar goes to the correct branch. This is important because State Bank Of India has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SBIN0008137

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mamallan Nagar in Kancheepuram.

For example, the IFSC Code SBIN0008137 of State Bank Of India for the Mamallan Nagar branch has these elements, identifying the bank and the branch location in Kancheepuram and Tamil Nadu correctly.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0008137 of State Bank Of India for its Mamallan Nagar branch located in Kancheepuram, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Kancheepuram and Kanchipuram, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Mamallan Nagar or Kancheepuram to get the exact IFSC Code SBIN0008137.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Kancheepuram, then it will provide you proper information.

How to Use IFSC Code SBIN0008137 for Online Transfers?

If you have the IFSC Code SBIN0008137 for the Mamallan Nagar branch of State Bank Of India in Kancheepuram, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0008137. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0008137.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Mamallan Nagar in Kancheepuram, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Mamallan Nagar, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kancheepuram manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Mamallan Nagar, Kancheepuram?

The IFSC Code is SBIN0008137.

Is the IFSC Code SBIN0008137 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Mamallan Nagar?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mamallan Nagar branch?

The address of the branch is 3A, Kts Main Street, Distt. Kanchipuram, Tamil Nadu 631502 located in Kancheepuram, Kanchipuram, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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