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IFSC Code of State Bank Of India, Mini Racpc Kamareddy, Kamareddy, Telangana — SBIN0064215

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Mini Racpc Kamareddy branch in Kamareddy, Kamareddy, Telangana, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Kamareddy or anywhere in Telangana can easily transfer funds instantly by using the correct IFSC Code SBIN0064215. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Mini Racpc Kamareddy, Kamareddy

Here are the main details that are associated with the IFSC Code SBIN0064215 of State Bank Of India for its branch located in Kamareddy, within the district of Kamareddy in the state of Telangana.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0064215
Branch Mini Racpc Kamareddy
City Kamareddy
District Kamareddy
State Telangana
Address Sy.No.783,1St And 2Nd Floors,Opp Govt Degree College Ground,Old Nh 7 Road,Kamareddy-503111

These details help users in online banking and for businesses and individuals who use State Bank Of India in Kamareddy for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0064215 for the Mini Racpc Kamareddy branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Mini Racpc Kamareddy, Kamareddy, Telangana, are given a unique IFSC like SBIN0064215 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kamareddy.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Kamareddy and Kamareddy.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to State Bank Of India in Mini Racpc Kamareddy goes to the correct branch. This is important because State Bank Of India has thousands of branches in Telangana and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SBIN0064215

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mini Racpc Kamareddy in Kamareddy.

For example, the IFSC Code SBIN0064215 of State Bank Of India for the Mini Racpc Kamareddy branch includes these elements, identifying the bank and the branch location in Kamareddy and Telangana accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0064215 of State Bank Of India for its Mini Racpc Kamareddy branch located in Kamareddy, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including State Bank Of India branches in Kamareddy and Kamareddy, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Mini Racpc Kamareddy or Kamareddy to get the exact IFSC Code SBIN0064215.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Kamareddy, you'll get the correct details.

How to Use IFSC Code SBIN0064215 for Online Transfers?

Once you have the IFSC Code SBIN0064215 for the Mini Racpc Kamareddy branch of State Bank Of India in Kamareddy, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0064215. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0064215.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Mini Racpc Kamareddy in Kamareddy may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Mini Racpc Kamareddy, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kamareddy manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Mini Racpc Kamareddy Kamareddy?

The IFSC Code of the Mini Racpc Kamareddy Kamareddy branch is SBIN0064215.

Is IFSC Code SBIN0064215 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Mini Racpc Kamareddy branch?

The branch is located at Sy.No.783,1St And 2Nd Floors,Opp Govt Degree College Ground,Old Nh 7 Road,Kamareddy-503111.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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