IFSC Code of State Bank Of India, Sme Supermarket Branch Kalaburagi, Kalaburagi, Karnataka — SBIN0063946

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Sme Supermarket Branch Kalaburagi branch in Kalaburagi, Kalaburagi, Karnataka, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Kalaburagi or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code SBIN0063946. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Sme Supermarket Branch Kalaburagi, Kalaburagi

Here are the main details that are associated with the IFSC Code SBIN0063946 of State Bank Of India for its branch located in Kalaburagi, within the district of Kalaburagi in the state of Karnataka.

These details helps users in online banking and for businesses and individuals who use State Bank Of India in Kalaburagi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0063946 for the Sme Supermarket Branch Kalaburagi branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Sme Supermarket Branch Kalaburagi, Kalaburagi, Karnataka, is provided with a unique IFSC like SBIN0063946 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the State Bank Of India branch in Kalaburagi.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Kalaburagi and Kalaburagi.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Sme Supermarket Branch Kalaburagi do not get mixed with another location.

Format of the IFSC Code SBIN0063946

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sme Supermarket Branch Kalaburagi in Kalaburagi.

For example, the IFSC Code SBIN0063946 of State Bank Of India for the Sme Supermarket Branch Kalaburagi branch has these elements, identifying the bank and the branch location in Kalaburagi and Karnataka correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0063946 of State Bank Of India for its Sme Supermarket Branch Kalaburagi branch located in Kalaburagi, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Kalaburagi and Kalaburagi, print them on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Sme Supermarket Branch Kalaburagi or Kalaburagi to get the exact IFSC Code SBIN0063946.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Kalaburagi, you'll get the correct details.

How to Use IFSC Code SBIN0063946 for Online Transfers?

Once you have the IFSC Code SBIN0063946 for the Sme Supermarket Branch Kalaburagi branch of State Bank Of India in Kalaburagi, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0063946. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0063946.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Sme Supermarket Branch Kalaburagi in Kalaburagi, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Sme Supermarket Branch Kalaburagi, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kalaburagi manage online transfers as well as cheque clearances with ease.