Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Amy Mohania branch in Kaimur, Mohania, or Bihar, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Kaimur or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code SBIN0006137. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Amy Mohania, Kaimur

Here are the key points that are associated with the IFSC Code SBIN0006137 of State Bank Of India for its branch located in Kaimur, within the district of Mohania in the state of Bihar.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0006137
Branch Amy Mohania
City Kaimur
District Mohania
State Bihar
Address Mohania

These details helps users in online banking and for businesses and individuals who use State Bank Of India in Kaimur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0006137 for the Amy Mohania branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0006137 is given to every bank branch, including State Bank Of India located in Amy Mohania, Kaimur, Bihar, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Kaimur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Kaimur and Mohania.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Amy Mohania doesn't end up at another location.

Format of the IFSC Code SBIN0006137

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Amy Mohania in Kaimur.

For example, the IFSC Code SBIN0006137 of State Bank Of India for the Amy Mohania branch includes these elements, identifying the bank and the branch location in Kaimur and Bihar accurately.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0006137 of State Bank Of India for its Amy Mohania branch located in Kaimur, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Kaimur and Mohania, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Amy Mohania or Kaimur to get the exact IFSC Code SBIN0006137.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Kaimur, then it will provide you proper information.

How to Use IFSC Code SBIN0006137 for Online Transfers?

Once you have the IFSC Code SBIN0006137 for the Amy Mohania branch of State Bank Of India in Kaimur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0006137. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0006137.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Amy Mohania in Kaimur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Amy Mohania, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kaimur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Amy Mohania, Kaimur?

The IFSC Code is SBIN0006137.

Is the IFSC Code SBIN0006137 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Amy Mohania?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Amy Mohania branch?

The address of the branch is Mohania located in Kaimur, Mohania, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.