There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its J.S.Hindu College branch in Jyotiba Phule Nagar, Amroha, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of State Bank Of India situated in Jyotiba Phule Nagar or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code SBIN0018144. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, J.S.Hindu College, Jyotiba Phule Nagar
The table below shows the main details of the IFSC Code SBIN0018144 for the State Bank Of India branch in Jyotiba Phule Nagar, which falls under the Amroha district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0018144 |
| Branch | J.S.Hindu College |
| City | Jyotiba Phule Nagar |
| District | Amroha |
| State | Uttar Pradesh |
| Address | J. S. Hindu Degree Collegeamrohajyotiba Phule Nagarjyotiba Phule Nagaruttar Pradesh244221 |
These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Jyotiba Phule Nagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0018144 for the J.S.Hindu College branch of State Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in J.S.Hindu College, Jyotiba Phule Nagar, Uttar Pradesh, is provided with a unique IFSC like SBIN0018144 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in Jyotiba Phule Nagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Jyotiba Phule Nagar and Amroha.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in J.S.Hindu College do not get mixed with another location.
Format of the IFSC Code SBIN0018144
This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as J.S.Hindu College in Jyotiba Phule Nagar.
For example, the IFSC Code SBIN0018144 of State Bank Of India for the J.S.Hindu College branch includes these elements, identifying the bank and the branch location in Jyotiba Phule Nagar and Uttar Pradesh accurately.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0018144 of State Bank Of India for its J.S.Hindu College branch located in Jyotiba Phule Nagar, the following methods can help:
Cheque Book
The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Jyotiba Phule Nagar and Amroha, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and find the branch locator section. Search for J.S.Hindu College or Jyotiba Phule Nagar to get the exact IFSC Code SBIN0018144.
Mobile Banking App
If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Jyotiba Phule Nagar that will provide accurate information.
How to Use IFSC Code SBIN0018144 for Online Transfers?
If you have the IFSC Code SBIN0018144 for the J.S.Hindu College branch of State Bank Of India in Jyotiba Phule Nagar, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0018144. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0018144.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India J.S.Hindu College in Jyotiba Phule Nagar, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in J.S.Hindu College, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Jyotiba Phule Nagar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the J.S.Hindu College Jyotiba Phule Nagar branch is SBIN0018144.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at J. S. Hindu Degree Collegeamrohajyotiba Phule Nagarjyotiba Phule Nagaruttar Pradesh244221.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.