The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Rahra branch in Jyotiba Phoole Nagar, Rehra, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of State Bank Of India located in Jyotiba Phoole Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0010876. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for State Bank Of India, Rahra, Jyotiba Phoole Nagar
Here are the main details that are associated with the IFSC Code SBIN0010876 of State Bank Of India for its branch located in Jyotiba Phoole Nagar, within the district of Rehra in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0010876 |
| Branch | Rahra |
| City | Jyotiba Phoole Nagar |
| District | Rehra |
| State | Uttar Pradesh |
| Address | Hasanpur Rahra Road,Dt J P Nagar,Up 244255 |
These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Jyotiba Phoole Nagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0010876 for the Rahra branch of State Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Rahra, Jyotiba Phoole Nagar, Uttar Pradesh, is provided a unique IFSC like SBIN0010876 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the State Bank Of India branch in Jyotiba Phoole Nagar.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Jyotiba Phoole Nagar and Rehra.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Rahra do not get misguided to another person.
Format of the IFSC Code SBIN0010876
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rahra in Jyotiba Phoole Nagar.
For example, the IFSC Code SBIN0010876 of State Bank Of India for the Rahra branch includes these elements, identifying the bank and the branch location in Jyotiba Phoole Nagar and Uttar Pradesh accurately.
How to Find IFSC Code for State Bank Of India?
If you are looking for the IFSC Code SBIN0010876 of State Bank Of India for its Rahra branch located in Jyotiba Phoole Nagar, the following methods can help:
Cheque Book
The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including State Bank Of India branches in Jyotiba Phoole Nagar and Rehra, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of State Bank Of India and look for the branch locator section, then search for Rahra or Jyotiba Phoole Nagar to get the exact IFSC Code SBIN0010876.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Jyotiba Phoole Nagar, then it will provide you proper information.
How to Use IFSC Code SBIN0010876 for Online Transfers?
Once you have the IFSC Code SBIN0010876 for the Rahra branch of State Bank Of India in Jyotiba Phoole Nagar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0010876. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0010876.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Rahra in Jyotiba Phoole Nagar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Rahra, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Jyotiba Phoole Nagar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Rahra Jyotiba Phoole Nagar branch is SBIN0010876.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Hasanpur Rahra Road,Dt J P Nagar,Up 244255.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.