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IFSC Code of State Bank Of India, Dhanaura, Dhanaura, Uttar Pradesh — SBIN0002539

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Dhanaura branch in Jyotiba Phoole Nagar, Dhanaura, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Jyotiba Phoole Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0002539. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Dhanaura, Jyotiba Phoole Nagar

Here are the main details that are associated with the IFSC Code SBIN0002539 of State Bank Of India for its branch located in Jyotiba Phoole Nagar, within the district of Dhanaura in the state of Uttar Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0002539
Branch Dhanaura
City Jyotiba Phoole Nagar
District Dhanaura
State Uttar Pradesh
Address Dist Jyotiba Phule Nagar, Uttar Pradesh 244231

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Jyotiba Phoole Nagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0002539 for the Dhanaura branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0002539 is given to every bank branch, including State Bank Of India located in Dhanaura, Jyotiba Phoole Nagar, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Jyotiba Phoole Nagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Jyotiba Phoole Nagar and Dhanaura.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Dhanaura doesn't end up at another location.

Format of the IFSC Code SBIN0002539

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dhanaura in Jyotiba Phoole Nagar.

For example, the IFSC Code SBIN0002539 of State Bank Of India for the Dhanaura branch includes these elements, identifying the bank and the branch location in Jyotiba Phoole Nagar and Uttar Pradesh correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0002539 of State Bank Of India for its Dhanaura branch located in Jyotiba Phoole Nagar, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Jyotiba Phoole Nagar and Dhanaura, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Dhanaura or Jyotiba Phoole Nagar to get the exact IFSC Code SBIN0002539.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Jyotiba Phoole Nagar that will provide accurate information.

How to Use IFSC Code SBIN0002539 for Online Transfers?

If you have the IFSC Code SBIN0002539 for the Dhanaura branch of State Bank Of India in Jyotiba Phoole Nagar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0002539. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0002539.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Dhanaura in Jyotiba Phoole Nagar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Dhanaura, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jyotiba Phoole Nagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Dhanaura, Jyotiba Phoole Nagar?

The IFSC Code is SBIN0002539.

Is the IFSC Code SBIN0002539 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Dhanaura?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dhanaura branch?

The address of the branch is Dist Jyotiba Phule Nagar, Uttar Pradesh 244231 located in Jyotiba Phoole Nagar, Dhanaura, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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